Provet Pay Pricing Models and Payment Type Fees

With flat rate pricing, we offer one rate that is applied to Visa and MasterCard transactions. Refunds are charged at a 50% discount. There are no other fees for basic transactions. In dispute cases, a chargeback fee may be applied.

This is the clearest model if you want certainty and predictability on the cost of card payments. This option is recommended for start-up clinics and customers with low volume (less than 500 K eur per year in card processing). The pricing is the same regardless of volume. For small businesses and businesses that process low volumes of transactions, the flat rate model is a good option because it simplifies pricing and accounting.

Example: Using a flat rate pricing of 1.49%, when a client pays 100€ to your clinic, you pay a 1.49€ fee, meaning that 98.51€ is paid on your account.

The interchange++ pricing model consists of two main parts of the fees, the interchange++ fees and the Nordhealth markup. The markup rate is included in the pricing sheet and agreed on in your contract. Interchange++ fees are third party fees charged by card schemes, banks and the acquirer.

The interchange++ model is suitable for larger businesses that want the best prices on their payment processing. With the 'cost plus markup', there are less risks involved. The interchange++ costs vary by card type and region. With higher volume amounts, we can offer lower prices. This model is transparent, but its downside is decreased predictability of the costs.

Example: If the markup is 0.90% and a client pays 100€ using a card with Interchange++ fee of 0.32%, your clinic pays 1.22€ in fees in total, meaning that 98.78€ is paid on your account.